MetLaw Insurance
MetLaw provides affordable access to attorneys for a wide variety of personal legal services. Legal issues arise when employees get married, have a baby, buy or sell a home or become a caregiver for a spouse or parent. On average, lawyers charge upwards of $350 an hour for legal help. When a member uses a network attorney for covered services, all attorney fees are covered by the legal plan. Advice and consultations on an unlimited number of personal legal matters are also included.
Is there a specific time or month to enroll?
Enrollment is held during open our Annual Open Enrollment Period during January through March or within 60 days of your hire date as a new employee.
How to Cancel or Change Outside of Annual Open Enrollment:
Enrolled members may request to change coverage level within 60 days of a life event (e.g., divorce, marriage, child losing eligibility due to age or marriage,
adding or deleting a spouse or child, or a new domestic partner). Enrolled members who fail to submit an enrollment change form within 60 days of the event to
change their coverage level will not be reimbursed for the overpayment of premium nor will the carrier provide coverage for family members who no longer meet
the eligibility requirements for dependents.
Just a reminder, request to cancel or exit the plan can only be made during the annual Open Enrollment period by requesting a cancellation form.
NOW INCLUDED!: Caregiving (Family First): You and your family have access to a highly trained CareTeam from Family First to help navigate Caregiving challenges. With our Caregiving benefit, you have access to support and guidance from a Caregiving Expert at Family First. The Expert will review your caregiving situation, work with you to a create holistic care plan, and provide the resources and support needed to make care-related decisions.
What matters are excluded?
- Employment-related matters, including company or statutory benefits
- Matters involving the employer, Network Attorneys, MetLife and affiliates
- Matters in which there is a conflict of interest between the employee and spouse or dependents, in which case services are excluded for the spouse and dependents
- Appeals and class actions
- Farm and business matters, including rental issues when the plan member is the landlord
- Patent, trademark and copyright matters
- Costs and fines
- Frivolous or unethical matters
- Matters for which an attorney-client relationship exists prior to the participant becoming eligible for plan benefits
Why get MetLaw from the Club?
- Acceptance is Guaranteed: No underwriting is needed.
- Affordable and Automatic Payroll/Pension Deduction
- Family Plan: Plan includes spouse and child coverage
- Over 17,500 attorneys operating in all 50 states and U.S. territories.
LAUSD employees are not currently eligible for enrollment.