What is Pet Insurance ?

Pet insurance makes planning for your pet's healthcare easy! The Club's Pet Insurance coverage, through MetLife Pet Insurance, is simple and easy to use providing comprehensive pet healthcare for everyday and unexpected veterinary expenses. From upset stomach to a late-night visit to the emergency clinic, you can give your pet the best care available while controlling the costs. Should your pet ever get sick or have a serious accident, MetLife Pet Insurance is comprehensive and straightforward and always here for you. 

The following secure link will take you to our partner's website where you'll be able to enroll directly.

Why Get Pet Insurance?

Veterinary care is getting more expensive as more advanced options become available for animals. Health care for animals can be very costly, but with pet insurance you can get coverage for certain conditions for your furry family member. Pet insurance can assist you in getting your pets the best medical care available. Pet insurance is also a great way to budget for routine care expenses as well.

The Club's Pet Insurance offers a variety of coverage options including:

  • Accident and Illness Plans - Comprehensive and customizable coverage for accidents and illnesses that may occur during the life of your pet. These plans do cover chronic, congenital, and hereditary conditions. MetLife Pet Insurance accident and illness coverage can help cover things such as: upset stomach, medications, emergency vet care, exam fees, x-rays, surgeries, holistic care/alternative therapies, and much more!
  • Routine Care Riders - Routine Care riders are available as an add-on to your accident and illness coverage. This additional coverage can provide reimbursement for things such as: annual vet exam, vaccinations, heartworm preventative, flea and tick preventative, and much more. There are a few different options available to choose from. Routine Care will add an additional $11-$25 onto your monthly premium.

Downloadable Forms

Download our forms directly. You'll need to have Adobe Acrobat installed on your computer to view it.

Most Frequently Asked Questions

Is there a waiting period for my policy to become effective?

Accident and illness coverage begins upon your first payroll deduction. There is a short frame between enrollment and effective date. Accident coverage begins at the time of your effective date. There is a 14-day waiting period on illness coverage after your effective date. If you choose Routine Care, this coverage will begin on your effective date.

Do all veterinarians accept this pet insurance?

Yes. MetLife Pet Insurance works as a reimbursement program, so policyholders are free to use any licensed veterinarian within the U.S.

Can I add another pet to my existing policy?

Yes, simply call the Employees Club of California.

Must a pet be of certain age before it can be enrolled for protection?

For initial enrollment, cats and dogs must 8 weeks or older.